Fraud is Eating Your Paycheck

This isn’t a rumor or a conspiracy, it’s documented fraud, and it’s happening right now.

Before anything else, here’s the video that kicked off a firestorm. Nick Shirley, a 23-year-old YouTuber, just exposed massive fraud tied to daycare centers and healthcare programs in Minnesota. He found locations collecting millions in taxpayer funds that appeared closed, empty, or not providing services at all. In some cases, single operators were pulling in hundreds of thousands, even millions, every year. It’s part of a broader scandal that investigators say could total over $100 million, with healthcare fraud likely pushing that number even higher.

👉 Click here to watch Nick Shirley’s video

And here’s the part that should bother everyone. This kid did what the media ignored for years. So what did the big news outlets like CNN do once his video blew up? Did they investigate the fraud? Did they demand answers from the people cashing the checks? Of course not. They went after Nick Shirley himself, trying to discredit him instead of the fraud he exposed. When a 23-year-old YouTuber does more real investigative work than billion-dollar newsrooms, that tells you everything you need to know.

Now here’s the uncomfortable truth. This isn’t just Minnesota, and it’s not just daycare.

Fraud is baked into America’s welfare system, and food stamps are one of the biggest pressure points. SNAP was meant to be a safety net. Temporary help. Instead, it’s turned into a permanent payout machine with almost no accountability. Right now, 42 million Americans are on the Supplemental Nutrition Assistance Program, or SNAP. That’s about 1 out of every 8 people in the United States. That number exploded during COVID and never came back down.

Florida alone has nearly 3 million people on SNAP. And here’s why that matters. Under new rules coming in 2025, states with high error rates, like overpayments, underpayments, or fraud, can be forced to pay up to 15% of total SNAP benefits out of state budgets. If a state hands out $9 billion a year, that’s $1.35 billion taxpayers could be stuck covering because the system is sloppy or abused.

And the abuse is real. Duplicate Social Security numbers. Ineligible recipients. Retailers trafficking food stamps for cash. Fake stores running millions through EBT cards. USDA investigations have uncovered single stores faking $1–4 million in food sales. That’s not helping the needy, that’s organized theft.

At the same time, the system got flooded. The Biden administration let in about 20 million illegal aliens and fast-tracked many of them into welfare programs using parole and temporary status loopholes. On paper, it’s legal. In real life, it broke the system. More people drove up demand, pushing prices higher, from food to housing, and the bill lands squarely on working American taxpayers who are already getting crushed.

This is why I made my latest video. I break down how SNAP spiraled out of control, why states are panicking about penalties, how judges and blue-state politicians are fighting audits, and why cleaning up fraud isn’t “cruel”, it’s common sense. Fraud hurts the very people these programs were supposed to help.

👉 Watch the full video now

Grant Warrington

Think like an Investor

YouTube Channel

P.S. I walk through the numbers, the loopholes, and how taxpayers end up holding the bag in my latest video. Click here to watch it.